Citi Simplicity  Other

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The only card with no late fees, no penalty rate, and no annual fee – EVER.

    Card Summary

  • The only card with no late fees, no penalty rate, and no annual fee

    Card Pros

  • The only card with no late fees, no penalty rate, and no annual fee – EVER
  • 21 Month 0% promotional apr period

    •     Card Cons

  • No rewards
  • 3% foreign transaction fee

    •  Information  Information about the Citi Simplicity.


    Card Issuer Citi
    Card Branding None
    Estimated Credit Score Required Near Prime (620-720) (Around at least 620 to 719)
    Card Network MasterCard

     Card Statistics  The info you need on the Citi Simplicity as a general spending card.


    Base APR 13.24 %
    Maximum APR 23.24 %
    Late Fee $0.00
    Return Payment Fee $0.00
    Foreign Transaction Fee 3.00 %
    Balance Transfer APR 13.24 %
    Balance Transfer Fee $5.00
    Balance Transfer Fee Percentage 3.00%
    Cash Advance APR 13.24 %
    Cash Advance Fee $10.00
    Cash Advance Fee Percentage 5.00%

     Signup Information  Information on the Citi Simplicity's signup enticements!


    Signup APR 0.0 %
    Signup APR Timeframe 21 months.
    Signup Balance Transfer APR 0.0 %
    Signup Balance Transfer Timeframe 21 months.
    Apply Now!