Capital One Journey  Reward Card

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Students, build credit with responsible use and earn cash back when you pay on time No annual fee and great rewards for a starter card!

    Card Summary

  • A credit card specifically designed for students to build credit
  • Earn 1% cash back on all purchases and an extra 0.25% back when you pay your bills on time!
  • Responsibly build credit and earn rewards while doing it!

    Card Pros

  • 1% cash back and 0.25% extra when you pay on time
  • Access to credit tracker
  • Higher credit lines if you make first 5 payments on time
  • No foreign transaction fees
  •     Card Cons

  • Usually starts with a very low credit limit
  • Higher than average APR (which doesn't matter if you pay in full!)

  •  Information  Information about the Capital One Journey.

    Card Issuer Capital One
    Card Branding None
    Estimated Credit Score Required Near Prime (620-720) (Around at least 620 to 719)
    Card Network VISA

     Rewards  The Capital One Journey is a rewards card! Here are the categories where you get cashback bonuses.

     Cash Rewards

    Base 1.25 %

     Card Statistics  The info you need on the Capital One Journey as a general spending card.

    Base APR 20.24 %
    Maximum APR 20.24 %
    Late Fee $35.00
    Return Payment Fee $0.00
    Foreign Transaction Fee 0.00 %
    Balance Transfer APR 0.00 %
    Balance Transfer Fee $0.00
    Balance Transfer Fee Percentage 20.24%
    Cash Advance APR 20.24 %
    Cash Advance Fee $10.00
    Cash Advance Fee Percentage 3.00%

     Signup Information  Information on the Capital One Journey's signup enticements!

    Signup APR 0.0 %
    Signup APR Timeframe 0 months.
    Signup Balance Transfer APR 0.0 %
    Signup Balance Transfer Timeframe 0 months.
    Apply Now!